Human Resources

BENEFITS SUMMARY

Effective July 1, 2004

The following contains a brief summary of benefits available to full-time benefits-eligible employees of Bainbridge College. Further details and information will be provided at Employee Orientation or upon request. Contact us at 229-248-2520 or e-mail in the Office of Human Resources.

Health Insurance

Employee pays monthly premiums, BC contributes 75% of total premium. The three health insurance plans offered are:

• Indemnity Plan
• Preferred Provider Option (PPO)
• Preferred Provider Option (PPO) with Consumer Choice Plan
• High Deductible/Health Plan

See the USG Health Benefits website for premium rates, comparison of plans and provider directories.

Dental Benefits

• Employee pays monthly premiums
• Full coverage, wellness package paid at 100% with no deductible.
• $50 deductible per covered individual
• $1,000 annual maximum per individual, $1,000 lifetime orthodontic

See the USG Dental Benefits website for detailed information.

Vacation (Non-Faculty Only)

Pro-rated based on years of service as follows:

• 1 – 5 years of service = 10 hours for each full month
• 6 – 10 years of service = 12 hours for each full month
• 11+ years of service = 14 hours for each full month

An employee can only carry over a maximum of 360 hours on January 1 st of each year.

Sick

• 8 hours for each full month (no maximum)

Optional Retirement Plan (Faculty Only)

• Employee contributes 8.13% of gross monthly salary
• Employer match at 10.02% immediate vesting
• May invest in any or all of 4 approved plans: VALIC, TIAA-CREF, Fidelity Insurance, American Century.

Visit the USG Retirement Benefits website for additional information.

Teachers Retirement System

• State Retirement System - 5% of gross annual salary, matched with 9.28% employer contribution (10 year vesting period).

Visit the Teachers Retirement System website for additional information.

Section 125

• Medical and Dental premiums are tax-sheltered, other benefits are optional.

Life Insurance

• BC provides $25,000 basic policy
• Additional life insurance is available at the employee’s expense, up to three times the employee’s annual salary
• Rates are based on age (tax-sheltering is optional)
• Dependent life insurance policy of $10,000 is available at $4.70/month.

Visit the USG Life Insurance website for more information.

Accidental Death and Dismemberment

• Automatic on basic, included in supplemental rates, doubles basic life insurance and supplemental life insurance, if applicable.

AFLAC

• Cancer, intensive care and accident policies are available at the employee’s expense (group rates, tax-sheltering optional).

Visit the AFLAC website for additional information.

Long-Term Disability

• At employee’s expense, guaranteed monthly income (60% of gross monthly salary, 70% integration), 90 day elimination period.

Flexible Spending Accounts

• Payroll deducted, tax-sheltered plan to help defray medical, dental and/or dependent care costs.

Savings Bonds

• Payroll deducted

Please visit the US Savings Bond website for additional information.

Holiday Schedule

• 2007 Holiday Schedule
• 2008 Holiday Schedule

COBRA

• Continuation of health and dental coverage up to 18 months after employment ends, 29 months for disabled employees
• Employee pays entire premium plus 2% administration fee
• Continued coverage is offered for 36 months to dependents in cases such as divorce or death of employee, or if dependent is no longer eligible for regular coverage

Tuition Assistance Program

• As part of its mission statement the University System of Georgia is committed to "the recruitment, hiring, and retention of the best possible faculty, staff and administration." The Board of Regents of the University System of Georgia is committed to creating a more educated Georgia. Both of these commitments extend internally, as well as, externally. As part of its desire to meet its employees evolving needs, the University System of Georgia (USG) has established an educational assistance program, the Tuition Assistance Program (TAP). The purpose of TAP is to foster the professional growth and development of its eligible employees.

Please visit http://www.usg.edu/employment/benefits/tuition/ for more information.